Disclaimer
The boring but important page.
Last updated: 2026-05-19
Not regulated advice
WarmerCoast content is for educational purposes. It is not regulated financial, legal, tax or immigration advice. For decisions specific to your situation, engage:
For UK matters
An FCA-regulated independent financial adviser, an STEP-qualified solicitor for cross-border estate planning, or a UK qualified accountant for tax filings.
For Spain
A colegiado abogado for legal questions, an asesor fiscal for tax filings (modelo 100, modelo 720, etc), an immigration lawyer for visa appeals.
For Portugal
A registered advogado for legal matters, a contabilista certificado for IRS filings, an immigration lawyer for SEF/AIMA appeals.
For Gibraltar
A Gibraltar-licensed lawyer for Cat 2 or HEPSS applications and ongoing compliance.
Sources cited
We cite primary sources inline (gov.uk, agencia tributaria, portal das finanças, gibraltar.gov.gi) so you can verify directly. We update content when laws change but cannot guarantee real-time accuracy.